Ars Vitae
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+7 (499) 402-8021

 

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23 ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ 2009 ï¿½.

 
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����� ��������� �������� ���� ��������, � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ����������� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������ �������� �� ï¿½ï¿½ï¿½ï¿½ï¿½ �������� - ����������� �������������� ������������ HomeCredit&Finance Bank ���������� �����������, ���������� ï¿½ï¿½ ������ � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������: ���� ï¿½ ������������� ����������� �������� (��) � ������� ï¿½ ����������������� ��������� - ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������������ (��). ��������� �����, ���, � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ���������� �� ï¿½ï¿½ï¿½ï¿½ï¿½, ��� �������� ��������� �������������� ��������� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������, � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������� �� ï¿½ï¿½ï¿½ï¿½ ������� ���������� � ï¿½ï¿½ï¿½ï¿½ï¿½ ����: ��� ��������� ����� � ï¿½ï¿½ ï¿½ï¿½ï¿½ï¿½ ���� ����� �����! �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ��������������� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ �������, ��-������, � ������������� ������� �����������, ��-������, � ������� ��� ����, ��� ��������.

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��: �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������� �������, ���������� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ��������, �� ï¿½ï¿½ï¿½ï¿½ �������, ������� �������� ï¿½ï¿½ �������� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ��������� � ï¿½ï¿½ï¿½ï¿½ï¿½ ��������. ��, � ï¿½ï¿½ï¿½ï¿½ ��� ����� ���������� ��������, ����� ���������� ������� ������������. �����, ��� ���� ��������, ������� ��� ����������� ���� ��������� ������ ���������� ����������� ��� ���������� ��������� ������. �������, ��� ���������� ������ �����, ����� �������� ����� �������� ���������� ��� �������. ��������, ���� ��� ������, ������� ��� ������� ��������, �������� ���� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½, �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������ ��� ������ ��������� ���������� ��������. ������, ������ ����������� �������������� � ï¿½ï¿½ï¿½ï¿½ï¿½ ������������� ��������.

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��: �� ï¿½ï¿½ï¿½ ������, ��������������� ������������ �� ï¿½ï¿½ï¿½ï¿½ ����� �������. ����� ��� ������� ������ ������� 2 ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½: �� best-practices � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ï¿½ï¿½ ��������. ���� best-practices, ������� ���������� �������� ������, � ï¿½ï¿½ï¿½ï¿½ ����, ������� ��� ��� ������ ��������� ����������� ��������. � ������ �������� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ �������� ������ ������������ ������. ������, ���� ��������, ������� �� ï¿½ï¿½ï¿½ï¿½ ����� �������� ��������� 2008 ï¿½ï¿½ï¿½ � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������������� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������ ï¿½ 2009. � ï¿½ï¿½ï¿½ï¿½ï¿½ �������� ���� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������� ���������! ��� �������, ��� ������ ����� ����, ������� �����, ��� ����� ��������� ������� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ���������� ��������, ������� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½. � ï¿½ï¿½ï¿½ ����� ���� ��� ������ ï¿½ ���� ï¿½ï¿½ï¿½ ���� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½, �������� �������, ������ ��� �����������, ï¿½ �������, ����� ï¿½ï¿½ï¿½ �������� �������� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ �������������, ����������� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ � ï¿½ï¿½ï¿½ �����. � ��� ���� ������� �� ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ����� �� best- practices ��������� ï¿½ ��������� ��������� ������. ������ � ï¿½ï¿½ï¿½ï¿½ ��������� ��������� �������� �������� ������� ������ � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ �������� � ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ï¿½ ������ � ������������ � ï¿½ï¿½ï¿½ï¿½ï¿½ ���������. � ï¿½ï¿½ï¿½ï¿½ï¿½ ��������� ��� ���� ����� ����.

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